:root {
  --ink: #0D0D0D;
  --navy: #0B1929;
  --navy2: #112236;
  --gold: #C9A96E;
  --copper: #A67C52;
  --cream: #FAF8F3;
  --mist: #F0EDE6;
  --steel: #8A9BAD;
  --slate: #4A5568;
  --border: rgba(201,169,110,0.18);
  --ease: cubic-bezier(0.25,0.46,0.45,0.94);
  --font-serif: 'Cormorant Garamond', Georgia, serif;
  --font-sans: 'Outfit', sans-serif;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { background: var(--cream); color: var(--ink); font-family: var(--font-sans); font-weight: 300; line-height: 1.6; cursor: none; overflow-x: hidden; }

/* CURSOR */
.cursor-dot { width:6px;height:6px;background:var(--gold);border-radius:50%;position:fixed;top:0;left:0;pointer-events:none;z-index:9999;transform:translate(-50%,-50%);transition:width .2s,height .2s; }
.cursor-ring { width:32px;height:32px;border:1.5px solid rgba(201,169,110,.5);border-radius:50%;position:fixed;top:0;left:0;pointer-events:none;z-index:9998;transform:translate(-50%,-50%);transition:width .35s var(--ease),height .35s var(--ease),border-color .25s; }
body.hovering .cursor-ring { width:50px;height:50px;border-color:var(--gold); }
a,button { cursor:none; }

/* NAVBAR */
nav { position:fixed;top:0;left:0;right:0;z-index:900;padding:0 48px;height:72px;display:flex;align-items:center;justify-content:space-between;background:transparent;transition:all .4s var(--ease); }
nav.solid { background:rgba(11,25,41,.97);backdrop-filter:blur(16px);border-bottom:1px solid var(--border); }
.nav-logo { display:flex;align-items:center;gap:14px;text-decoration:none; }
.logo-mono { width:38px;height:38px;border:1.5px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-size:16px;font-weight:500;color:var(--gold);letter-spacing:.05em; }
.logo-text { font-family:var(--font-serif);font-size:17px;font-weight:400;color:#fff;letter-spacing:.08em; }
.logo-sub { font-size:9px;font-weight:300;color:var(--steel);letter-spacing:.2em;text-transform:uppercase;line-height:1; }
.nav-links { display:flex;gap:36px;list-style:none; }
.nav-links a { font-size:11.5px;font-weight:400;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.65);text-decoration:none;transition:color .25s;position:relative;padding-bottom:2px; }
.nav-links a::after { content:'';position:absolute;bottom:0;left:0;right:0;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease); }
.nav-links a:hover { color:#fff; }
.nav-links a:hover::after { transform:scaleX(1); }
.nav-cta { padding:9px 22px;background:transparent;border:1px solid var(--gold);color:var(--gold);font-family:var(--font-sans);font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;text-decoration:none;transition:all .3s var(--ease); }
.nav-cta:hover { background:var(--gold);color:var(--navy); }
.nav-hamburger { display:none;flex-direction:column;gap:5px;background:none;border:none;padding:4px; }
.nav-hamburger span { display:block;width:24px;height:1.5px;background:rgba(255,255,255,.7);transition:all .3s; }
.mobile-menu { display:none;position:fixed;inset:0;background:var(--navy);z-index:800;flex-direction:column;align-items:center;justify-content:center;gap:32px; }
.mobile-menu.open { display:flex; }
.mobile-menu a { font-family:var(--font-serif);font-size:28px;font-weight:400;color:#fff;text-decoration:none;letter-spacing:.08em; }

/* HERO */
.hero { min-height:100vh;background:linear-gradient(160deg,#060f18 0%,var(--navy) 40%,#0d2035 100%);display:flex;align-items:center;position:relative;overflow:hidden;padding:120px 60px 80px; }
.hero::before { content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 70% 50%,rgba(201,169,110,.07) 0%,transparent 60%); }
.hero-grid { position:absolute;inset:0;background-image:linear-gradient(rgba(201,169,110,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(201,169,110,.04) 1px,transparent 1px);background-size:60px 60px; }
.hero-content { max-width:680px;position:relative;z-index:2; }
.hero-eyebrow { display:inline-flex;align-items:center;gap:12px;font-size:10px;font-weight:400;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);margin-bottom:24px; }
.hero-eyebrow::before { content:'';width:32px;height:1px;background:var(--gold); }
.hero h1 { font-family:var(--font-serif);font-size:clamp(42px,5.5vw,72px);font-weight:400;line-height:1.05;color:#fff;margin-bottom:24px;letter-spacing:-.01em; }
.hero h1 em { font-style:italic;color:var(--gold); }
.hero-sub { font-size:16px;font-weight:300;color:rgba(255,255,255,.7);line-height:1.7;margin-bottom:40px;max-width:520px; }
.hero-btns { display:flex;gap:16px;flex-wrap:wrap;margin-bottom:56px; }
.btn-gold { padding:14px 36px;background:var(--gold);color:var(--navy);font-family:var(--font-sans);font-size:11px;font-weight:500;letter-spacing:.18em;text-transform:uppercase;text-decoration:none;transition:all .3s var(--ease);border:none; }
.btn-gold:hover { background:#d4b47a;transform:translateY(-2px);box-shadow:0 12px 32px rgba(201,169,110,.3); }
.btn-outline { padding:14px 36px;background:transparent;border:1px solid rgba(255,255,255,.3);color:rgba(255,255,255,.8);font-family:var(--font-sans);font-size:11px;font-weight:400;letter-spacing:.15em;text-transform:uppercase;text-decoration:none;transition:all .3s; }
.btn-outline:hover { border-color:rgba(255,255,255,.7);color:#fff; }

/* REPORT MOCKUP */
.hero-visual { position:absolute;right:60px;top:50%;transform:translateY(-50%);z-index:2;width:320px; }
.report-card { background:rgba(255,255,255,.04);border:1px solid rgba(201,169,110,.2);backdrop-filter:blur(12px);padding:28px;border-radius:2px; }
.report-header { display:flex;align-items:center;gap:10px;margin-bottom:20px;padding-bottom:16px;border-bottom:1px solid rgba(201,169,110,.15); }
.report-icon { width:36px;height:36px;background:var(--gold);display:flex;align-items:center;justify-content:center;flex-shrink:0; }
.report-icon svg { width:18px;height:18px;stroke:var(--navy);stroke-width:2; }
.report-title { font-family:var(--font-serif);font-size:15px;color:#fff; }
.report-subtitle { font-size:9px;letter-spacing:.15em;text-transform:uppercase;color:var(--steel); }
.report-section { margin-bottom:16px; }
.report-section-label { font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:var(--steel);margin-bottom:8px; }
.bar-row { display:flex;align-items:center;gap:10px;margin-bottom:6px; }
.bar-label { font-size:10px;color:rgba(255,255,255,.6);width:80px;flex-shrink:0; }
.bar-track { flex:1;height:6px;background:rgba(255,255,255,.08);border-radius:3px;overflow:hidden; }
.bar-fill { height:100%;border-radius:3px;background:linear-gradient(90deg,var(--copper),var(--gold)); }
.bar-val { font-size:10px;color:var(--gold);font-weight:500;width:40px;text-align:right; }
.report-price { margin-top:16px;padding:14px;background:rgba(201,169,110,.1);border-left:3px solid var(--gold); }
.report-price-label { font-size:9px;letter-spacing:.15em;text-transform:uppercase;color:var(--steel); }
.report-price-val { font-family:var(--font-serif);font-size:28px;color:var(--gold);font-weight:500; }
.report-badge { display:inline-flex;align-items:center;gap:6px;margin-top:12px;padding:5px 12px;background:rgba(100,200,120,.1);border:1px solid rgba(100,200,120,.3);font-size:9px;letter-spacing:.12em;text-transform:uppercase;color:#6dc88a; }

/* SECTION COMMONS */
.section-eyebrow { font-size:10px;font-weight:400;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);margin-bottom:12px; }
.section-title { font-family:var(--font-serif);font-size:clamp(32px,3.5vw,48px);font-weight:400;line-height:1.1;margin-bottom:20px; }
.section-lead { font-size:16px;font-weight:300;line-height:1.75;color:var(--slate);max-width:600px; }

/* WHAT IS */
.what-is { padding:100px 60px;background:var(--cream); }
.what-is-inner { max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center; }
.what-is-left .section-title { color:var(--navy); }
.what-is-text { font-size:15.5px;font-weight:300;line-height:1.8;color:#333;margin-bottom:24px; }
.what-is-highlight { padding:22px 28px;background:var(--navy);border-left:3px solid var(--gold);margin-top:28px; }
.what-is-highlight p { font-family:var(--font-serif);font-size:17px;font-weight:300;color:rgba(255,255,255,.85);font-style:italic;line-height:1.6; }
.what-is-points { display:flex;flex-direction:column;gap:16px; }
.wi-point { display:flex;align-items:flex-start;gap:16px;padding:18px 20px;background:#fff;border:1px solid rgba(0,0,0,.07);transition:border-color .25s,transform .25s; }
.wi-point:hover { border-color:var(--border);transform:translateX(4px); }
.wi-point-icon { width:40px;height:40px;background:linear-gradient(135deg,var(--navy),var(--navy2));display:flex;align-items:center;justify-content:center;flex-shrink:0; }
.wi-point-icon svg { width:18px;height:18px;stroke:var(--gold);stroke-width:1.5; }
.wi-point-title { font-size:14px;font-weight:500;color:var(--navy);margin-bottom:3px; }
.wi-point-desc { font-size:12.5px;font-weight:300;color:var(--slate);line-height:1.5; }

/* WHY MATTERS */
.why-matters { padding:100px 60px;background:var(--navy); }
.why-matters-inner { max-width:1200px;margin:0 auto; }
.why-matters .section-title { color:#fff;margin-bottom:12px; }
.why-matters .section-lead { color:var(--steel);margin-bottom:56px; }
.scenarios-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:24px; }
.scenario-card { padding:36px 28px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.03);transition:border-color .3s,background .3s; }
.scenario-card:hover { border-color:var(--border);background:rgba(201,169,110,.05); }
.scenario-icon { width:52px;height:52px;border:1px solid var(--border);display:flex;align-items:center;justify-content:center;margin-bottom:20px; }
.scenario-icon svg { width:22px;height:22px;stroke:var(--gold);stroke-width:1.5; }
.scenario-tag { font-size:9px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:10px; }
.scenario-title { font-family:var(--font-serif);font-size:22px;font-weight:400;color:#fff;margin-bottom:12px; }
.scenario-text { font-size:13.5px;font-weight:300;color:var(--steel);line-height:1.7; }
.scenario-risk { margin-top:16px;padding:12px 16px;background:rgba(201,169,110,.08);border-left:2px solid var(--gold);font-size:12px;font-weight:300;color:rgba(255,255,255,.6);font-style:italic; }

/* WHAT'S INCLUDED */
.whats-included { padding:100px 60px;background:var(--mist); }
.whats-included-inner { max-width:1200px;margin:0 auto; }
.whats-included .section-title { color:var(--navy); }
.included-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:52px; }
.included-card { background:#fff;padding:32px 28px;border:1px solid rgba(0,0,0,.07);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .25s; }
.included-card:hover { transform:translateY(-6px);box-shadow:0 20px 48px rgba(0,0,0,.1);border-color:var(--border); }
.included-num { font-family:var(--font-serif);font-size:48px;font-weight:300;color:rgba(201,169,110,.2);line-height:1;margin-bottom:12px; }
.included-icon { width:44px;height:44px;background:linear-gradient(135deg,var(--navy),var(--navy2));display:flex;align-items:center;justify-content:center;margin-bottom:16px; }
.included-icon svg { width:20px;height:20px;stroke:var(--gold);stroke-width:1.5; }
.included-title { font-family:var(--font-serif);font-size:20px;font-weight:500;color:var(--navy);margin-bottom:10px; }
.included-desc { font-size:13.5px;font-weight:300;color:var(--slate);line-height:1.65; }

/* HOW IT WORKS */
.how-works { padding:100px 60px;background:var(--cream); }
.how-works-inner { max-width:900px;margin:0 auto;text-align:center; }
.how-works .section-title { color:var(--navy);margin-bottom:12px; }
.steps-row { display:flex;align-items:flex-start;gap:0;margin-top:60px; }
.step { flex:1;display:flex;flex-direction:column;align-items:center;text-align:center;position:relative; }
.step-connector { flex:0 0 60px;display:flex;align-items:flex-start;padding-top:28px; }
.step-connector-line { width:100%;height:1px;background:linear-gradient(90deg,var(--gold),rgba(201,169,110,.3));position:relative; }
.step-connector-line::after { content:'›';position:absolute;right:-6px;top:-8px;color:var(--gold);font-size:14px; }
.step-num { width:56px;height:56px;border:1.5px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-size:22px;font-weight:400;color:var(--gold);margin-bottom:20px;background:#fff;position:relative;z-index:1;transition:background .3s,color .3s; }
.step:hover .step-num { background:var(--gold);color:var(--navy); }
.step-icon { margin-bottom:14px; }
.step-icon svg { width:28px;height:28px;stroke:var(--navy);stroke-width:1.5; }
.step-title { font-family:var(--font-serif);font-size:20px;font-weight:500;color:var(--navy);margin-bottom:8px; }
.step-time { display:inline-block;padding:3px 10px;background:rgba(201,169,110,.12);font-size:9px;font-weight:500;letter-spacing:.15em;text-transform:uppercase;color:var(--copper);margin-bottom:10px; }
.step-desc { font-size:13px;font-weight:300;color:var(--slate);line-height:1.6; }

/* FOR WHOM */
.for-whom { padding:100px 60px;background:var(--navy); }
.for-whom-inner { max-width:1200px;margin:0 auto; }
.for-whom .section-title { color:#fff; }
.profiles-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.06);margin-top:52px; }
.profile-card { background:var(--navy);padding:40px 32px;border-bottom:2px solid transparent;transition:border-color .3s,background .3s; }
.profile-card:hover { border-bottom-color:var(--gold);background:rgba(201,169,110,.04); }
.profile-tag { font-size:10px;font-weight:400;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:16px; }
.profile-title { font-family:var(--font-serif);font-size:24px;font-weight:400;color:#fff;margin-bottom:16px; }
.profile-list { list-style:none; }
.profile-list li { font-size:13.5px;font-weight:300;color:var(--steel);padding:7px 0;border-bottom:1px solid rgba(255,255,255,.05);display:flex;align-items:center;gap:10px; }
.profile-list li::before { content:'';width:4px;height:4px;border-radius:50%;background:var(--gold);flex-shrink:0; }

/* GUARANTEES */
.guarantees { padding:80px 60px;background:var(--cream); }
.guarantees-inner { max-width:1000px;margin:0 auto;text-align:center; }
.guarantees .section-title { color:var(--navy); }
.guarantees-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px; }
.guarantee-card { padding:36px 28px;background:#fff;border:1.5px solid var(--border);text-align:center;transition:transform .35s var(--ease),box-shadow .35s var(--ease); }
.guarantee-card:hover { transform:translateY(-5px);box-shadow:0 16px 40px rgba(0,0,0,.08); }
.guarantee-icon { width:56px;height:56px;border:1.5px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 18px; }
.guarantee-icon svg { width:22px;height:22px;stroke:var(--gold);stroke-width:1.5; }
.guarantee-title { font-family:var(--font-serif);font-size:22px;font-weight:500;color:var(--navy);margin-bottom:10px; }
.guarantee-desc { font-size:13.5px;font-weight:300;color:var(--slate);line-height:1.65; }

/* FORM */
.form-section { padding:100px 60px;background:var(--navy); }
.form-inner { max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start; }
.form-left .section-title { color:#fff;margin-bottom:16px; }
.form-left .section-lead { color:var(--steel);margin-bottom:32px; }
.form-benefits { list-style:none; }
.form-benefits li { display:flex;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.06);font-size:14px;font-weight:300;color:rgba(255,255,255,.75); }
.form-benefits li svg { flex-shrink:0;stroke:var(--gold);stroke-width:1.5; }
.form-stat { margin-top:28px;padding:20px 24px;background:rgba(201,169,110,.08);border-left:3px solid var(--gold);display:flex;align-items:baseline;gap:12px; }
.form-stat-num { font-family:var(--font-serif);font-size:42px;font-weight:400;color:var(--gold);line-height:1; }
.form-stat-label { font-size:12px;font-weight:300;color:var(--steel); }
.form-card { background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);padding:36px; }
.form-group { margin-bottom:16px; }
.form-label { display:block;font-size:9px;font-weight:400;letter-spacing:.2em;text-transform:uppercase;color:var(--steel);margin-bottom:6px; }
.form-control { width:100%;padding:11px 14px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);color:#fff;font-family:var(--font-sans);font-size:13px;font-weight:300;outline:none;transition:border-color .25s; }
.form-control:focus { border-color:var(--gold); }
.form-control::placeholder { color:rgba(255,255,255,.3); }
.form-row { display:grid;grid-template-columns:1fr 1fr;gap:12px; }
.form-submit { width:100%;padding:15px;background:var(--gold);color:var(--navy);font-family:var(--font-sans);font-size:11px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;border:none;transition:all .3s var(--ease);margin-top:4px; }
.form-submit:hover { background:#d4b47a;transform:translateY(-2px);box-shadow:0 12px 32px rgba(201,169,110,.3); }
.form-note { margin-top:14px;font-size:11px;font-weight:300;color:rgba(255,255,255,.3);text-align:center;line-height:1.5; }

/* FOOTER */
footer { background:var(--ink);padding:60px 60px 32px; }
.foot-grid { display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:48px; }
.foot-logo { display:flex;align-items:center;gap:12px;margin-bottom:16px; }
.foot-mono { width:34px;height:34px;border:1px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-size:14px;color:var(--gold); }
.foot-name { font-family:var(--font-serif);font-size:16px;color:#fff;letter-spacing:.08em; }
.foot-tag { font-size:9px;color:var(--steel);letter-spacing:.18em; }
.foot-desc { font-size:12px;font-weight:300;color:var(--steel);line-height:1.7;margin-bottom:20px; }
.foot-social { display:flex;gap:12px; }
.foot-social a { width:32px;height:32px;border:1px solid rgba(255,255,255,.15);display:flex;align-items:center;justify-content:center;color:var(--steel);transition:all .25s;text-decoration:none; }
.foot-social a:hover { border-color:var(--gold);color:var(--gold); }
.fcol h5 { font-size:10px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:20px; }
.fcol ul { list-style:none; }
.fcol ul li { margin-bottom:10px; }
.fcol ul li a { font-size:12.5px;font-weight:300;color:var(--steel);text-decoration:none;transition:color .2s; }
.fcol ul li a:hover { color:#fff; }
.foot-bottom { border-top:1px solid rgba(255,255,255,.06);padding-top:28px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px; }
.foot-copy { font-size:11px;font-weight:300;color:rgba(255,255,255,.25); }
.foot-badge { font-size:10px;font-weight:400;letter-spacing:.12em;color:var(--gold); }

/* ANIMATIONS */
.fade-up { opacity:0;transform:translateY(28px);transition:opacity .7s var(--ease),transform .7s var(--ease); }
.fade-left { opacity:0;transform:translateX(-28px);transition:opacity .7s var(--ease),transform .7s var(--ease); }
.fade-right { opacity:0;transform:translateX(28px);transition:opacity .7s var(--ease),transform .7s var(--ease); }
.fade-in { opacity:0;transition:opacity .7s var(--ease); }
.fade-up.in,.fade-left.in,.fade-right.in,.fade-in.in { opacity:1;transform:none; }

@media(max-width:900px){
  nav { padding:0 24px; }
  .nav-links,.nav-cta { display:none; }
  .nav-hamburger { display:flex; }
  .hero { padding:100px 24px 60px;flex-direction:column; }
  .hero-visual { display:none; }
  .what-is,.why-matters,.whats-included,.how-works,.for-whom,.guarantees,.form-section { padding:60px 24px; }
  .what-is-inner,.form-inner { grid-template-columns:1fr;gap:40px; }
  .scenarios-grid,.included-grid,.profiles-grid,.guarantees-grid { grid-template-columns:1fr; }
  .steps-row { flex-direction:column;gap:32px; }
  .step-connector { display:none; }
  .foot-grid { grid-template-columns:1fr 1fr;gap:32px; }
  footer { padding:48px 24px 24px; }
}